Empower Punjab farmers with Kisan Card for subsidies, interest-free loans and agricultural benefits. Easy registration and digital access.

Kisan Card Program:

Farmers benefit from the Kisan Card Program, which grants them access to government programs, including insurance, loans and subsidies. With this card, farmers may purchase fertilizer and other farming supplies or use it at ATMs, much like a debit card. The digital portion of the scheme is run by the Punjab Information Technology Board (PITB), which also handles requests for subsidies and farmer registration.

The Chief Minister Kisan Card Scheme offers interest in rural advances determined to enable Punjab’s limited-scale ranchers. The Punjab government began this program to help ranchers who own up to 12.5 sections of land of land by giving monetary guidance to the acquisition of important agrarian information sources like seeds and compost.

Key Details of the Scheme:

Kisan Card Scheme Component:

1. Farmer Registration: Conducted online through a dedicated platform.
2. Verification Process: Farmers’ records are verified digitally through interfaces with PITB, PLRA, NADRA, PMD
3. Card Issuance: Upon successful verification, the Bank of Punjab issues the Chief Minister Kissan Card.
4. Loan Usage: The loan amount can only be used for agricultural inputs such as fertilizers and seeds.

Timeline and Contact Information:

How Farmers Can Get a Kisan Card:

• Registration: Farmers can apply at any HBL Konnect retailer shop.
• Account Setup: A biometric-enabled mobile account (L-1) is required to begin.
• Payment: Farmers pay Rs. 500 to buy the Kissan Card bundle.
• Card Delivery: After 15-20 days, the card is sent to the Agriculture Tehsil Office, where farmers can collect it after verification.

Program Objectives:

1. Subsidies: Provide subsidies to farmers fairly and.
2. Productivity: Boost crop production and farmers’ income.

Outcomes of the Program:

• Over Rs. 10.865 billion in subsidies for fertilizers like DAP has been given to 970,882 farmers.
• Additional subsidies of Rs. 219 million for other fertilizers (SSP, NP, NPKs) were given to 207,313 farmers.
• Rs. 441 million in subsidies were provided to 94,452 farmers for potash fertilizers (SOP and MOP).
• So far, 848,105 farmers have registered for Kissan Cards, with numbers increasing daily.
• 2200 HBL Konnect machines are working across Punjab to help with transactions.

Awareness Efforts:

To promote the Kisan Card Program, the government is running TV ads, newspaper articles, roadshows, and TV talks as part of a nationwide campaign. This program ensures that farmers receive timely benefits, making their work easier and more productive.

Conclusion:

The Kisan Card Program is a game-changing program that gives Punjab’s small-scale farmers access to interest-free loans, subsidies and easy online registration to help them with their agricultural needs. The initiative increases farmer revenue and crop productivity. With over 848,105 farmers already registered, it is a game changer for rural development. The government’s awareness campaigns ensure every eligible farmer can access these benefits and improve their livelihood.

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